1. Are you in a regulated industry (finance / health / gov)?

Yes No / Not sure

Regulated = higher base spend.

2. Do you store / process customer PII?

Yes No / Not sure

Adds compliance + breach-cost exposure.

3. Do you have 50+ employees?

Yes No / Not sure

Bigger surface; economies of scale kick in differently.

4. Do you already have cyber insurance?

Yes No / Not sure

Insurance often mandates controls, increasing spend.

5. Is there a dedicated IT or security hire?

Yes No / Not sure

Reduces overhead of managed services.

6. Do you use Google Workspace / Microsoft 365?

Yes No / Not sure

Gets you MFA, EDR-lite, email-security bundled.

7. Is most work remote / BYOD?

Yes No / Not sure

Remote = more endpoint spend.

8. Are backups already automated?

Yes No / Not sure

Crosses off the biggest line item.

9. Are awareness trainings already running?

Yes No / Not sure

Small cost, big risk reduction.

10. Is there a written incident response plan?

Yes No / Not sure

Free to write; expensive to lack.

Cyber Budget Planner